New FEMA Flood Insurance Maps

New FEMA Flood Maps

A number of Talavera residents and a representative of the Talavera Community Association attended last night’s meeting with the Flood Commission about new flood maps. These maps indicate what properties will require flood insurance*. To dispute this, protests must be filed with the Flood Commission by March 11, 2015.

It was suggested at the meeting that the maps available at will provide slightly better information for concerned homeowners. To access the information:

Go to

  • Click on ‘New Mexico’ on the green map on the right of the screen.
  • Click on ‘Dona Ana County’ on the list on the left of the next screen.
  • Click on ‘Mapping Information’ in the green box, and agree to the disclaimer on the next screen.

You will be able to overlay the resulting map with satellite mapping, or type in your address to see information about your property.

Risk Level Flood Hazard Zone
AE, A, AH, AO Zone. These properties have a one percent chance of flooding in any year – and a 26% chance of flooding over the life of a 30-year mortgage.
Insurance note: High-risk areas are called “special flood hazard areas” and flood insurance is mandatory for most mortgage holders. See your local insurance agent or visit for more information.
Low or Moderate Flood
Shaded X Zone. These properties are outside the high-risk zones. The risk is reduced but not removed. Examples include X Protected by Levee, X Areas of Special Consideration and X 0.2% Annual Chance Flood Hazard Areas.
Unshaded X Zone. These properties are in an area of overall lower risk.
Insurance note: Lower-cost preferred rate flood insurance
policies (known as Preferred Risk Policies) are often an option in these areas. See your local insurance agent or visit for more information.

*SFHAs are areas subject to inundation by the base flood and include the following flood insurance risk zone designations: A, AO, AH, A1‐A30, AE, A99, AR, AR/A1‐A30, AR/AE, AR/AO, AR/AH, AR/A, VO, V1‐V30, VE, and V. These are the designations that will require flood insurance. The form and instructions for filing appeals is available below.

For further information, call Douglas Hoffman

Required Support Data and Documentation for Property OwnersFEMA Appeal Comments. Use back arrow to return to this page.

To download FEMA Appeal Comments instructions, click FEMA Appeal Comments, scroll to bottom of document, mouse over bottom center, and click ‘download’ (right circle with down arrow) icon


  • on 2017/05/07 at 8:11 pm said:

    FEMA uses the best available technical data to create the flood hazard maps that outline your community’s flood risk areas.

  • Douglas Hoffman on 2015/02/02 at 10:09 am said:


    Not surprisingly, the county has absolutely no plans to help homeowners regarding flood mitigation (or anything else). I am fairly sure the county government thinks the community is here for the government’s benefit, rather than the other way around. I think the best engineer to help homeowners is our own Karen Perez, who attended the Flood Commission meeting last week. Mike Park may also know engineers who might be able to assist, and he was also at the meeting.

    The flood maps have been updated, according to FEMA, but are rife with problems. The mapping in Dona Ana County is incomplete because FEMA and the Flood Commission have been unable to resolve differences about the levees along the Rio Grande, and so that area is called the “Seclusion Zone” until it is mapped at a later date.

  • Larry Cottingham on 2015/02/01 at 1:21 pm said:

    What flood mitigation plans did the county present? What assistance can the TCA offer affected homeowners, such as names or addresses of engineers to assist in appeals? Are these updated flood plan maps, or the same discredited maps presented 2008? Why is the flood plan mapping so incomplete? There is no mapping of Organ Mesa, is that due to Mr Curry’s influence?